Tax Delinquency and In-Rem Foreclosure Process
Mount Vernon
Summary
The state changed the tax lien law, which had let lien purchasers skip notifying homeowners before declaring default. The city is now planning the 2025 tax lien sale and finishing its first foreclosure process since 2014, which will send a foreclosure list to the city council.
At a glance
- Total mentions
- 5
- Last 30 days
- 2
Discussed at 2 meetings in the last 60 days; most recently Oct 30, 2026.
Impact analysis
The foreclosure process could put more delinquent properties back into productive use, but homeowners on the list risk losing their properties.
Homeowners get new notification protections; the city gets a functioning lien and foreclosure system.
Homeowners on the foreclosure list face losing their properties if they cannot redeem them.
Mentions & discussions (5)
Real Estate Committee - Oct 30, 2026
The chair explained a recent legal change: when a foreclosed property sells for more than the owed taxes and costs, the surplus must go back to the former owner.
Absentee Real Property Owner Payment
Real Estate Committee - Sep 25, 2026
The state changed the tax lien law, which had let lien purchasers skip notifying homeowners before declaring default. The city is now planning the 2025 tax lien sale and finishing its first foreclosure process since 2014, which will send a foreclosure list to the city council.
Real Estate Committee - May 28, 2026
The city is moving forward with in-rem foreclosure proceedings for properties with 2024 tax delinquencies. While officials prefer not to take people's homes, they must collect taxes and plan to list remaining properties for auction in the fall.
Board of Estimate & Contract (Regular) - Apr 14, 2026
City officials announced upcoming housing fairs, tax lien sales, and property auctions to help residents retain their homes, avoid foreclosure, and navigate property tax deadlines.
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